Client Showcase
Key achievements and solutions delivered for major financial institutions across Australia. Each engagement relied on my expertise in credit decisioning, platform architecture, and cloud transformation.
Commonwealth Bank of Australia
Commonwealth Bank of Australia
Primary technical stakeholder for CBA's credit decisioning platform, leading migration to PowerCurve Originations and ongoing cloud transformation initiatives.
- Processing volume: Every retail credit application processed by CBA, a subset of the business bank portfolio
- My most recent contribution: Full rearchitecture of CBA's credit decisioning platform to Experian Cloud native platform
Primary technical stakeholder for CBA's credit decisioning platform, leading migration to PowerCurve Originations and ongoing cloud transformation initiatives.
- Processing volume: Every retail credit application processed by CBA, a subset of the business bank portfolio
- My most recent contribution: Full rearchitecture of CBA's credit decisioning platform to Experian Cloud native platform
Australia and New Zealand Banking Group
Australia and New Zealand Banking Group
Primary technical stakeholder for ANZ's credit decisioning and fraud prevention platform, serving retail and small business applications across Australia and New Zealand.
- Processing volume: Every credit application (retail and small business)
- My most recent contribution: Driving presales effort and overall architecture of the ANZ Credit Decisioning solution on the Experian Cloud.
Primary technical stakeholder for ANZ's credit decisioning and fraud prevention platform, serving retail and small business applications across Australia and New Zealand.
- Processing volume: Every credit application (retail and small business)
- My most recent contribution: Driving presales effort and overall architecture of the ANZ Credit Decisioning solution on the Experian Cloud.
Westpac Banking Corporation
Westpac Banking Corporation
Primary technical stakeholder for Westpac's credit decisioning platform, designing an embedded PowerCurve solution with Oracle Banking Platform, alongside a more flexible microservices architecture.
- Processing volume: All credit applications processed by Westpac Oracle Banking Platform
- My most recent contribution: Designing a low-complexity approach to move Westpac embedded decisioning solution to the Experian Cloud.
Primary technical stakeholder for Westpac's credit decisioning platform, designing an embedded PowerCurve solution with Oracle Banking Platform, alongside a more flexible microservices architecture.
- Processing volume: All credit applications processed by Westpac Oracle Banking Platform
- My most recent contribution: Designing a low-complexity approach to move Westpac embedded decisioning solution to the Experian Cloud.
National Australia Bank
National Australia Bank
Primary technical stakeholder for NAB's credit decisioning platform, focusing on multi-bureau connectivity and strategic platform design.
- Processing volume: All retail credit applications, part of the small business portfolio
- My most recent contribution: Defined the overall migration approach for NAB's current on-premise Experian solutions.
Primary technical stakeholder for NAB's credit decisioning platform, focusing on multi-bureau connectivity and strategic platform design.
- Processing volume: All retail credit applications, part of the small business portfolio
- My most recent contribution: Defined the overall migration approach for NAB's current on-premise Experian solutions.
Other Engagements
Australian Key Initiatives
Key initiatives and frameworks developed to improve delivery processes, enhance quality, and drive innovation across Australian and regional markets.
- Presales Assistant: Design and implementaton of a GenAI framework and associated frontend to drive our RFP process, ensuring consistent and high-quality responses across all proposals. This has been rolled out to our Australia/New Zealand and EMEA markets across our Ascend Cloud platform and PowerCurve product range.
- DevOps Framework: Design and implementation of a DevOps framework for the delivery of our managed-service and on-premise projects, including the use of Ansible, Jenkins, and other tools to automate the deployment of our solutions.
- Other Initiatives: With a strong focus on continuous improvement and innovation, I have led a number of other initiatives, such as our self-service "interface simulator" enabling stubs to be used for testing of our solutions instead of actual API calls, or our "batch orchestrator" enabling batch jobs to be executed with high performance on our cloud platform.
Other Australian Client Engagements
Additional engagements with leading financial services and utility providers across Australia, delivering PowerCurve solutions for customer acquisition and decisioning.
- Latitude Financial Services: PowerCurve Strategy Management for customer acquisition
- Suncorp: PowerCurve Strategy Management for customer acquisition and multi-bureau integration
- Energy Australia: PowerCurve Strategy Management for customer acquisition and multi-bureau integration
- Toyota Financial Services: Ascend Cloud Originations deployment, servicing all Toyota loans as well as Toyota's white-label partners
South African Experience
Extensive work with major South African banks and leading market initiatives in credit decisioning and customer management solutions.
Key Bank Engagements
- Nedbank: Deployment and fine-tuning of ProbeSM customer management solution on mainframe, enabling portfolio health assessment
- First National Bank: Design and deployment of ProbeSM customer management solution on Linux
Market-Leading Initiatives
- Multi-tenant decision platform: Designed for Tier 2/Tier 3 clients, significantly reducing onboarding and ongoing costs with a best-in-class frontend layer
- Bureau score framework: Designed and implemented the scoring engine for every consumer enquiry processed by Experian South Africa consumer bureau, enabling significant throughput at low latency